Generative AI in Banking: From Experiment to Core Infrastructure
This post accompanies my presentation “Generative AI in Banking,” an in-depth analysis delivered at a 2025 conference for European bank technology leaders. It covers the $200–340 billion annual value McKinsey sizes for the sector, the three domains where EU banks already run generative AI in production, a governance-first reference architecture, and the EU AI Act’s high-risk deadline of August 2026 — closing with three priorities to act on immediately.